2026 Medicare Parts A & B Premiums and Deductibles

The Centers for Medicare and Medicaid Services (CMS) recently announced their 2026 Copay/Deductibles. Listed below are basic costs for people with Medicare.

Features	2025	2026
Part A Inpatient Hospital Deductible	$1,684	$1,736
Hospital Coinsurance 61-90 days 91-150 days (lifetime reserve)	$421.00 $842.00	$434.00 $868.00
Skilled Nursing Facility Care Coinsurance Days 21-100	$204.00	$217.00
Part B Physician’s Services and Supplies Deductibles	$257.00	$283.00

The standard monthly premium for Medicare Part B will be $202.90 for 2026. This may be higher depending on your income. For those who receive Social Security benefits, the average Part B premium will be about $202.90. Individuals will pay a different premium amount in 2026 if:· They enroll in Part B for the first time in 2026.· They don’t get Social Security benefits.· They have Medicare and Medicaid, and Medicaid pays their premiums.· Their modified adjusted gross income as reported on their IRS tax return from 2 years ago is above a certain amount.